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How to spot ATM skimming devices

What to look out for when using an ATM, and what you can do to protect your account.

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Easy ways to improve your financial future right now

While we Fools are passionate believers in investing in the stock market for the long term, we realize there's far more to improving your financial future than simply picking the right stocks.

Why Wall Street suddenly soured on Discover and other consumer lenders

Investors worry that rising inflation means fewer people will be paying their credit card bills on time.

Can Tech Bring Small-Dollar Loans Back to Banks?

Some banks are looking to reenter small-dollar consumer lending now that a recent CFPB proposal has given them greater regulatory clarity. But they may need help from technology companies to make a very labor-intensive business more profitable.

Who Funds Mortgage Loans? Banks, Credit Unions, Mortgage Banks, and Brokers

Mortgage Banks channels can typically move much faster than commercial banks b/c they are less regulated, smaller and more nimble.

What Is the Difference Between a Bank and a Credit Union?

Labeled as profit mongers who invent outrageous fees and give mediocre customer service, banks have not made a good impression on consumers. As a result, many of us end up looking for alternatives.…

Will Credit Unions Replace Banks?

Credit unions are gaining more popularity among consumers as alternatives to banks for their higher rates and lower fees.

How To Get a Loan Without a Bank

In between Chase Manhattan and Vinny (who breaks your legs if you don't pay your loan) lie new online services connecting borrowers with lenders. They're not banks. They're websites that facilitate peer-to-peer connections. The two biggest--LendingClub and Prosper--offer borrowers interest rates...

Loans That Avoid Banks? Maybe Not

Peer-to-peer finance has a new swarm of lenders: some of the same kinds of big institutions it once shunned.

Why Banks Ask for a Personal Guarantee Before a Loan

It’s a common scenario: You have a thriving business, and it’s doing so well that you believe it’s time to expand. That expansion requires more money, and, of course, increases your risk of failure. But you have studied your options, talked with advisors, and everyone agrees it’s a smart and potentially lucrative move. Your bank …

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Many banks are easing loan standards, survey finds

It’s a good time for consumers to look for a loan. As competition in the finance sector increases, new survey findings suggest that many banks are swimming

What Will the Bank Accept as Collateral for Your Small Business Loan?

What is collateral and what types of assets do banks and financial institutions accept as collateral for small business loans?

Is a credit union better than a bank?

Have you ever wondered if a credit union is better than a bank? The choice between the two will ultimately boil down to the different... more >

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

“Hey, Don’t you bank at a Credit Union?”

Do you belong to a credit union? If so, has anyone ever asked you about that? Maybe someone walked up and said “Hey Joe, don’t you bank at a credit union?” What was your reply?…

More loan growth for small banks, but can it last?

Elevated interest rates, economic uncertainty and financial sector fragility exposed by recent bank failures threaten to stunt lending activity.

Non-bank loans: quick, easy...and addictive?

Alternative lenders are gaining traction and handing out billions of dollars in loans to small business owners. But it could come at a cost.